Quick Answer: What If I Gave My Social Security Number To A Scammer?

How do I know if my Social Security number has been compromised?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity.

Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online..

What do you do if someone steals your identity?

File a claim with your identity theft insurance, if applicable. … Notify companies of your stolen identity. … File a report with the FTC. … Contact your local police department. … Place a fraud alert on your credit reports. … Freeze your credit. … Sign up for a credit monitoring service, if offered.More items…•

What can a person do with the last 4 of your SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect. When asked by others, just say no.

What can a scammer do with my name and phone number?

A scammer finds out your name and phone number and then attempts to gather as much personal identifiable information (PII) as possible about you. PII includes name, address, Social Security number (Social Insurance number in Canada), date of birth, and other information that can be used for identity theft.

Is it safe to give your social security number over the phone?

What is your social security number (SSN). … Harris says you should never give your social security number over the phone, especially on a call you’ve received, where you have no idea who is really on the other end of the line. In fact, the IRS will never contact you over the phone asking for your social security number.

What do the last four digits of SSN mean?

Serial NumberThe SSN Numbering Scheme The nine-digit SSN is composed of three parts: The first set of three digits is called the Area Number. The second set of two digits is called the Group Number. The final set of four digits is the Serial Number.

What to do if you give your SSN to a scammer?

Ask for the person’s extension and call the SSA customer service phone line at 1-800-772-1213. Dial the extension, and if you get to the same person, the call is legitimate. If not, it could be a Social Security scam.

What do I do if I gave my information to a scammer?

The Federal Trade Commission (FTC) You can report a scam or an instance of fraud on the FTC Complaint website.

Can someone steal my identity with the last four digits of my SSN?

The first three digits depended on the geographic region you applied for the number. … The Social Security Administration didn’t switch to random number assignments until 2011, meaning a fraudster can steal your identity using your state, date of birth, and the last four digits.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

Can someone access my bank account with my Social Security number?

They can use your SSN to open a bank account in your name. That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name. … This tells creditors to call you before they open any new accounts in your name.

Are identity thieves ever caught?

Identity thieves almost never get caught In a study done in 2006, “only 1 in 700 identity theft suspects were arrested by federal authorities (0.14%).” … It’s safe to say that identity thieves are far more likely to get away with their crimes.

Is LifeLock really worth it?

You might find a Norton LifeLock product worth the cost if: You are unwilling to freeze your credit. You want help resolving an instance of identity theft or have other security worries. … You have more money than time to monitor for potential signs of identity theft.

What do you do if someone has your Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

Can you put a freeze on your Social Security number?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. … In addition, Adam Funk suggests writing to the three major credit bureaus — Experian, TransUnion, and Equifax — to lock your Social Security number.

How do I protect my Social Security number?

How to Protect Your Social Security NumberAsk Why and How the SSN Will Be Handled. … Leave Your Card at Home. … Shred Mail and Documents with Personal Details. … Don’t Use Your SSN as a Password. … Don’t Send Your SSN via an Electronic Device. … Don’t Give it Out. … Monitor Bank and Credit Card Accounts.More items…

Can I change my SSN?

The Social Security Administration generally does not encourage or allow citizens to change their Social Security numbers, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.