What Can A Person Do With The Last 4 Of Your SSN?

How bad is it if someone gets your Social Security number?

A dishonest person who has your Social Security number can use it to get other personal information about you.

Identity thieves can use your number and your good credit to apply for more credit in your name.

Then, they use the credit cards and don’t pay the bills, it damages your credit..

What to do if you find out someone is using your SSN?

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

How do I know if my SSN is being used?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Why do employers ask for last 4 digits of SSN?

The 4 digits of SSN is precisely to avoid this sort of identity theft, to make sure all applicants were actually consulted before applying for the temporary role.

Is it safe to give out the last 4 digits of SSN?

The more your number is out there, the greater the risk of identity theft. Guard the Final Four. Although most widely used and shared, the last four digits are in fact the most important to protect. These are truly random and unique; the first five numbers represent when and where your Social Security card was issued.

What can someone do with just your SSN?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.