What Can Someone Do With My Social Security Number?

Can someone use your Social Security number with a different name?

In typical identity theft, a fraudster pretends to be a victim by using that person’s real name, Social Security number and other personal information.

This kind of identity thief starts with a real Social Security number, but then adds fake credentials, such as a fake name, address, birth date and so on..

Can I change my SSN?

Key Takeaways. The Social Security Administration generally does not encourage or allow citizens to change their Social Security numbers, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Can my identity be stolen with the last 4 digits of my Social?

The first three digits depended on the geographic region you applied for the number. … The Social Security Administration didn’t switch to random number assignments until 2011, meaning a fraudster can steal your identity using your state, date of birth, and the last four digits.

How do you know if your personal information has been compromised?

Clues That Someone Has Stolen Your Information You don’t get your bills or other mail. Merchants refuse your checks. Debt collectors call you about debts that aren’t yours. You find unfamiliar accounts or charges on your credit report.

What does a flagged Social Security number mean?

A social security number may be flagged if the information does not match. For instance, if the database has your address as 123 main street, but you have since moved and your application states 5151 state street, that may flag your search.

What do I do if my Social Security number has been compromised?

What to Do if You Lose Your Social Security CardHighlights: … Consider placing a fraud alert or a security freeze on your credit reports or locking them. … Request a replacement card from the Social Security Administration. … Check your credit reports. … File a police report or a Federal Trade Commission (FTC) Identity Theft Report.More items…

What can someone do with last 4 digits of SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect. When asked by others, just say no.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

How do I know if my Social Security number has been compromised?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

How can I stop someone from using my Social Security number?

It’s a one-stop resource managed by the Federal Trade Commission, the nation’s consumer protection agency. If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490.

Does LifeLock protect your Social Security number?

Like all of LifeLock plans, it includes Social Security number and credit alerts†, lost wallet protection, and a service guarantee for lawyers and experts. ‡ LifeLock Standard™ also includes up to $25,000 in stolen funds reimbursement‡ and one bureau1 credit monitoring.

Can someone access my bank account with my Social Security number?

Open financial accounts Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

What do I do if I gave my social security number to a scammer?

Ask for the person’s extension and call the SSA customer service phone line at 1-800-772-1213. Dial the extension, and if you get to the same person, the call is legitimate. If not, it could be a Social Security scam.

How do I lock my SSN?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. “You’ll need to enter your personal data, take a quiz, enter document data, and then get your results,” says Katie Gampietro Burke, CFP and founder of Wealth by Empowerment.